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David Carmichael Financial Expert, Trading and Money Market Expert, David Carmichael Property and Finance Specialist, Hedge Fund Manager, Property Expert, Orginator of Lease Options in the UK, David Robert Carmichael FX Expert, Adverse Possession, Lease Options Expert. Author “The Property Investment Manual” Author of “Trading the FX and Capital Markets Successfully”

ABOUT DAVID

EARLY LIFE

He was born in Yorkshire in 1970. After his mother and father separated the family moved down to London when he was around two years old, with his two brothers. Initially the whole family (Grandmother, two aunts, mother and two brothers) all lived in a small 3 bedroom flat which was situated above a printing shop. He recalls sharing one room with his two brothers in a “very modest flat”. He attended primary school in South East London and then went on to Secondary School in Bromley Kent. He was always into sports and while at school he was a member of the rugby team and the athletics team. While at school at the age of 13 he managed to land himself his first job, working at the weekends, working for a school friend’s uncle who owned a building firm in Nunhead, South East London. His primary responsibilities were stripping wallpaper and “being a general dog’s body” and washing the boss’s car (a Mercedes SL). This experience sparked his first interest in property as well as sparking the aspiration to own a nice car. He did very well academically and left school at 16 years old with several "O" Levels. Instead of going on to do his A levels full time, driven by the experiences of living in a very financially poor single parent family, he immediately went into Banking at the age of 16. His first full time job was with Barclays Bank, starting out as an office Junior and he worked his way up to the position of Accounts Supervisor. This was probably the most fitting first proper job for him as he always, from a very young age, had a fascination with numbers and mathematics and would spend a lot of his spare time doing calculations and learning a higher level of maths than he was being taught in school. This most likely is one of the things that serves him well, even to the present day, especially when trading the financial markets.


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David Carmichael’s early life, money market trader, FX Market expert, property investment expert